Disclaimer

Terms of use / Legal notice

Persons who access, read or use the information published on the web pages of Privatbank Bellerive AG (PBB) agree to the following terms and conditions:

Persons authorized to access

PBB’s web pages are intended exclusively for natural persons and legal entities that reside or are domiciled in Switzerland. In particular, the present web pages are not intended for persons who are subject to a legal system that prohibits the publication of, or access to, PBB’s web pages, e.g. on the basis of nationality, place of residence or for other reasons. Persons to whom such restrictions apply are not permitted to access PBB’s web pages.

No offer / no advice

The information published on PBB’s web pages does not constitute a recommendation, offer or solicitation to buy or sell any investment instruments, to engage in any other transactions or to conclude any legal act of any kind whatsoever. The elements published on PBB’s web pages have no influence on any contractual provisions that you will enter into or have entered into with us. The latter take precedence over the present terms and conditions.

No investment advice or other advice is given through PBB’s web pages. Information featured on PBB’s web pages does not constitute an aid to decision-making on legal, tax or other advisory issues. When making such decisions, you should therefore seek the advice of a qualified professional.

No orders

PBB expressly states that it is not obliged to accept orders for business transactions (e.g. payment or stock exchange orders or other legal declarations) that are transmitted to PBB via its web pages using electronic forms or message windows.

No guarantee of accuracy, completeness or timeliness of information

The information on PBB’s web pages is compiled, regularly checked and updated with the greatest possible care. Despite all due care, data may have changed or be based on incorrect information provided by third parties. PBB can therefore accept no liability for the accuracy, completeness or timeliness of the data, information and opinions published on the present web pages. The user bears full responsibility and risk for the use of information published by PBB or third parties on the present web pages.

Changes or additions to the information

PBB reserves the right to make changes or additions to the information provided at any time without prior notice.

Liability

PBB accepts no liability for any direct or indirect damage or consequential damage arising from or in connection with the use of the Internet or access to PBB’s web pages or other links to third-party web pages (or from the impossibility of use or access).

In addition, PBB disclaims all liability for any manipulation of the Internet user’s computer system by unauthorized persons. PBB expressly draws attention to the risk of viruses and the possibility of targeted hacker attacks. For the purpose of combating viruses, the use of current browser versions and the installation of continuously updated anti-virus software is recommended. As a matter of principle, e-mails of unknown origin and unexpected attachments to e-mails should not be opened.

Risk notice / tax consequences of investment transactions

The value of investments can change. References to past performance do not guarantee positive developments in the future. Potential investors should also inform themselves about the tax consequences that may arise from the purchase, ownership and sale of investment products in their country of residence and seek advice from a tax specialist in their country of residence.

Quality / Links

Web pages to which links on PBB’s web pages refer are developed and managed by persons over whom PBB has no control. These web pages have not been checked, nor are their contents monitored. PBB therefore disclaims all liability for the content, products, services or information or data of such web pages.

Content / Copyright

The entire content of the present website is protected by copyright. All rights (in particular copyright and trademark rights) belong to PBB unless otherwise stated. The reproduction, modification, use or redistribution of all content, graphics, structures and information, in whole or in part, is prohibited without the prior written consent of PBB.

No data security

The use of the Internet or the present web pages may leave traces that could possibly allow conclusions to be drawn about a relationship with PBB. Furthermore, the transmission of data in the forms or message windows published on PBB’s web pages is not encrypted. In addition, you acknowledge that the elements that you transmit or have transmitted to PBB via an electronic medium, in particular via e-mail etc., are not encrypted. Even if the transmission is encrypted, the sender and recipient remain unencrypted. It may therefore be possible for third parties to draw conclusions about any existing or future banking relationship with PBB. Bank client confidentiality is therefore not protected.

Protection of personal data

PBB does not collect any personal data via the present website, unless you expressly provide such data to PBB by filling out a form or otherwise. PBB will process your personal data in accordance with applicable data protection laws. Further information on data protection and PBB’s handling of personal data can be found in our data protection declaration.

Applicable law

Should a legal relationship arise between the user and PBB as a result of using the PBB website, it shall be governed by Swiss law. The exclusive place of jurisdiction is Zurich.